:root{
  --ink:#111c24;
  --ink-2:#3d4f5c;
  --ink-3:#67798a;
  --navy:#0f3d57;
  --navy-d:#0a2c40;
  --mint:#159c78;
  --mint-l:#e6f6f1;
  --amber:#a86a12;
  --amber-l:#fdf3e2;
  --paper:#ffffff;
  --paper-2:#f6f8f9;
  --paper-3:#eef2f4;
  --line:#dde5e9;
  --radius:14px;
  --shadow:0 1px 2px rgba(16,36,48,.06), 0 8px 28px rgba(16,36,48,.07);
  --wrap:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  font-size:17px;line-height:1.62;-webkit-font-smoothing:antialiased;
}
h1,h2,h3{font-family:Fraunces,Georgia,serif;font-weight:600;line-height:1.14;letter-spacing:-.012em;margin:0}
a{color:var(--navy)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 26px}
html{scroll-behavior:smooth}
section[id]{scroll-margin-top:76px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:10px 14px;z-index:99;border-radius:8px}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.93);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.mark{width:32px;height:32px;flex:0 0 auto}
.brand-text{font-family:Fraunces,Georgia,serif;font-size:21px;font-weight:500;letter-spacing:-.02em}
.brand-text strong{font-weight:600}
.nav-links{display:flex;align-items:center;gap:26px;margin-left:auto}
.nav-cta{margin-left:26px}
.nav-links a{color:var(--ink-2);text-decoration:none;font-size:15px;font-weight:500}
.nav-links a:hover{color:var(--navy)}

/* buttons */
.btn{
  display:inline-block;background:var(--navy);color:#fff;text-decoration:none;
  padding:12px 22px;border-radius:10px;font-weight:600;font-size:16px;border:1px solid var(--navy);
  cursor:pointer;transition:background .15s ease, transform .15s ease;font-family:inherit;
}
.btn:hover{background:var(--navy-d);transform:translateY(-1px)}
.nav-links .btn{color:#fff}
.btn-sm{padding:9px 16px;font-size:15px}
.btn-lg{padding:15px 30px;font-size:17px}
.btn-full{width:100%}
.btn-ghost{background:#fff;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{background:var(--paper-2);color:var(--navy-d)}

/* hero */
.hero{background:linear-gradient(178deg,#f4f9f8 0%,#ffffff 78%);border-bottom:1px solid var(--line)}
.hero-inner{display:grid;grid-template-columns:1.35fr .85fr;gap:56px;align-items:start;padding:74px 26px 82px}
.eyebrow{margin:0 0 18px;font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--mint)}
h1{font-size:clamp(34px,4.6vw,56px)}
.hl{color:var(--navy)}
.lede{margin:24px 0 0;font-size:19px;color:var(--ink-2);max-width:38em}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin:34px 0 0}
.micro{margin:16px 0 0;font-size:14.5px;color:var(--ink-3)}
.micro.center{text-align:center;max-width:60em;margin:30px auto 0}
.micro.light{color:#b9cdd8}
.micro.light a{color:#8fe0c6}

/* cards */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.hero-card{padding:24px 26px 20px}
.card-head{display:flex;align-items:center;gap:9px;font-size:12.5px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--ink-3);padding-bottom:14px;border-bottom:1px solid var(--line)}
.dot{width:8px;height:8px;border-radius:50%;background:var(--mint);box-shadow:0 0 0 4px var(--mint-l)}
.stats{margin:0;padding:6px 0 0}
.stats>div{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:13px 0;border-bottom:1px dashed var(--line)}
.stats dt{font-size:14.5px;color:var(--ink-2);margin:0}
.stats dd{margin:0;font-family:Fraunces,Georgia,serif;font-size:21px;font-weight:600;color:var(--navy);white-space:nowrap}
.card-foot{margin:14px 0 0;font-size:13px;color:var(--ink-3)}

/* bands */
.band{padding:78px 0}
.band-alt{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band-dark{background:var(--navy);color:#e8f1f5}
.section-title{font-size:clamp(27px,3vw,38px);max-width:22em}
.section-title.light{color:#fff}
.sub-title{font-size:22px;margin:54px 0 10px}
.section-lede{margin:18px 0 0;font-size:18px;color:var(--ink-2);max-width:46em}
.section-lede.light{color:#c5dae4}
.section-lede.narrow{max-width:40em;font-size:16px}

/* two col contrast */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:36px}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 28px 24px}
.panel h3{font-size:20px;margin-bottom:6px}
.panel p{color:var(--ink-2);margin:10px 0 0;font-size:16px}
.panel-muted{background:var(--paper-3);border-color:#d4dee3}
.panel-accent{border-color:#b7e2d4;background:linear-gradient(180deg,#f2fbf7,#fff)}
.steps-sm{margin:14px 0 0;padding-left:22px;color:var(--ink-2)}
.steps-sm li{margin:8px 0}
.panel-note{font-weight:600;color:var(--ink)!important;font-size:15px!important;margin-top:16px!important;padding-top:14px;border-top:1px solid var(--line)}
.cov-states{font-weight:600;color:var(--ink)!important;font-size:15.5px!important}

/* grids */
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:38px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px}
.step-num{display:inline-block;font-family:Fraunces,Georgia,serif;font-size:15px;font-weight:600;color:var(--mint);background:var(--mint-l);border-radius:7px;padding:3px 9px;margin-bottom:14px}
.step h3{font-size:19px;margin-bottom:8px}
.step p{margin:8px 0 0;color:var(--ink-2);font-size:15.5px}

/* proof */
.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:38px}
.proof-metric{background:#fff;border:1px solid var(--line);border-left:3px solid var(--mint);border-radius:12px;padding:22px 22px 20px;display:flex;flex-direction:column;gap:6px}
.metric-value{font-family:Fraunces,Georgia,serif;font-size:34px;font-weight:600;color:var(--navy);line-height:1.05;letter-spacing:-.02em}
.metric-label{font-weight:600;font-size:15px}
.metric-note{font-size:13.5px;color:var(--ink-3);line-height:1.5}

.bars{margin-top:22px;display:flex;flex-direction:column;gap:9px;max-width:760px}
.bar{display:grid;grid-template-columns:132px 1fr 58px;align-items:center;gap:14px}
.bar-label{font-size:15px;color:var(--ink-2)}
.bar-track{height:11px;background:var(--paper-3);border-radius:6px;overflow:hidden}
.bar-fill{display:block;height:100%;background:linear-gradient(90deg,var(--navy),#2f7d9e);border-radius:6px}
.bar-val{font-size:14.5px;font-weight:600;color:var(--navy);text-align:right}

.table-scroll{overflow-x:auto;margin-top:20px;border:1px solid var(--line);border-radius:12px;background:#fff;-webkit-overflow-scrolling:touch;
  background-image:linear-gradient(to right,rgba(255,255,255,0),rgba(255,255,255,0)),linear-gradient(to left,rgba(15,61,87,.10),rgba(15,61,87,0));
  background-position:left center,right center;background-size:24px 100%,26px 100%;background-repeat:no-repeat;background-attachment:local,scroll}
.scroll-hint{display:none;margin:10px 0 0;font-size:13px;color:var(--ink-3)}
.tbl{width:100%;border-collapse:collapse;font-size:15.5px;min-width:640px}
.tbl th{text-align:left;background:var(--paper-2);color:var(--ink-2);font-size:13px;letter-spacing:.07em;text-transform:uppercase;font-weight:700;padding:13px 18px;border-bottom:1px solid var(--line)}
.tbl td{padding:14px 18px;border-bottom:1px solid var(--paper-3);color:var(--ink-2)}
.tbl tbody tr:last-child td{border-bottom:none}
.tbl td:first-child{font-weight:600;color:var(--ink);white-space:nowrap}
.pill{display:inline-block;font-size:12.5px;font-weight:700;padding:4px 10px;border-radius:999px;white-space:nowrap}
.pill-open{background:var(--mint-l);color:#0d7357}
.pill-soon{background:var(--amber-l);color:var(--amber)}
.pill-next{background:var(--paper-3);color:var(--ink-3)}
.src{margin-top:22px;font-size:13.5px;color:var(--ink-3);max-width:60em;line-height:1.7}
.src a{color:var(--navy)}

/* pricing */
.price{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px;position:relative;display:flex;flex-direction:column}
.price-feature{border-color:var(--navy);box-shadow:var(--shadow)}
.price-flag{position:absolute;top:-11px;left:26px;background:var(--navy);color:#fff;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:4px 11px;border-radius:999px}
.price h3{font-size:19px}
.price-tag{font-family:Fraunces,Georgia,serif;font-size:42px;font-weight:600;color:var(--navy);margin:16px 0 18px;line-height:1;letter-spacing:-.02em}
.price-tag span{display:block;font-family:Inter,sans-serif;font-size:14.5px;font-weight:500;color:var(--ink-3);margin-top:9px;letter-spacing:0}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px}
.ticks li{position:relative;padding-left:27px;font-size:15.5px;color:var(--ink-2)}
.ticks li::before{content:"";position:absolute;left:0;top:7px;width:15px;height:9px;border-left:2.4px solid var(--mint);border-bottom:2.4px solid var(--mint);transform:rotate(-45deg)}
.ticks-light li{color:#cfe2eb}
.ticks-light li::before{border-color:#4ec9a5}

/* tags */
.tag{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 11px;border-radius:999px}
.tag-a{background:var(--mint-l);color:#0d7357}
.tag-b{background:#e7f0f6;color:var(--navy)}
.tag-c{background:var(--paper-3);color:var(--ink-3)}

/* contact */
.contact-wrap{display:grid;grid-template-columns:1fr 1.05fr;gap:56px;align-items:start}
.form{padding:28px;display:flex;flex-direction:column;gap:16px;color:var(--ink)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form label{display:flex;flex-direction:column;gap:7px;font-size:14.5px;font-weight:600;color:var(--ink-2)}
.opt{font-weight:500;color:var(--ink-3)}
.form input,.form select,.form textarea{
  font-family:inherit;font-size:16px;color:var(--ink);background:#fff;
  border:1px solid var(--line);border-radius:9px;padding:11px 13px;width:100%;font-weight:400;
}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--mint);outline-offset:1px;border-color:var(--mint)}
.form textarea{resize:vertical}
.form-msg{margin:0;font-size:15px;font-weight:600;min-height:1px}
.form-msg.ok{color:#0d7357}
.form-msg.err{color:#b3261e}
.disclaimer{margin:0;font-size:12.5px;color:var(--ink-3);line-height:1.6}

/* footer */
.footer{background:var(--navy-d);color:#a9c3d0;padding:46px 0 40px}
.footer-inner{display:grid;grid-template-columns:1fr auto;gap:26px}
.foot-brand{font-family:Fraunces,Georgia,serif;font-size:20px;color:#fff;margin:0;font-weight:500}
.foot-brand strong{font-weight:600}
.foot-note{margin:6px 0 0;font-size:14.5px}
.foot-links{display:flex;flex-wrap:wrap;gap:20px;align-items:center}
.foot-links a{color:#cfe2eb;text-decoration:none;font-size:14.5px}
.foot-links a:hover{color:#fff;text-decoration:underline}
.foot-legal{grid-column:1/-1;margin:26px 0 0;padding-top:22px;border-top:1px solid rgba(255,255,255,.14);font-size:12.5px;line-height:1.7;max-width:76em}

@media (max-width:1000px){
  .hero-inner{grid-template-columns:1fr;gap:36px;padding:56px 26px 62px}
  .grid-4,.proof-grid{grid-template-columns:1fr 1fr}
  .contact-wrap{grid-template-columns:1fr;gap:36px}

  /* two-row header: brand + CTA on top, scrollable link strip beneath */
  section[id]{scroll-margin-top:160px}
  .nav-inner{flex-wrap:wrap;height:auto;padding-top:12px;padding-bottom:0;row-gap:0;column-gap:12px}
  .brand{order:1}
  .nav-cta{order:2;margin-left:0}
  .nav-links{order:3;width:100%;gap:0;margin:12px 0 0;overflow-x:auto;-webkit-overflow-scrolling:touch;
    border-top:1px solid var(--line);scrollbar-width:none}
  .nav-links::-webkit-scrollbar{display:none}
  .nav-links a:not(.btn){flex:0 0 auto;padding:13px 15px 12px;font-size:14.5px;white-space:nowrap}
  .nav-links a:not(.btn):first-of-type{padding-left:0}
}
@media (max-width:680px){
  body{font-size:16.5px}
  .two-col,.grid-3,.grid-4,.proof-grid,.form .row{grid-template-columns:1fr}
  .band{padding:56px 0}
  .bar{grid-template-columns:104px 1fr 52px;gap:10px}
  .scroll-hint{display:block}
  .wrap{padding:0 18px}
  .brand-text{font-size:19px}
  .mark{width:28px;height:28px}
  .nav-cta{padding:9px 13px;font-size:14px}
  .footer-inner{grid-template-columns:1fr}
}